Better Prepared. More Secure.

Denise Gillin Insurance, News

Our focus is always on the commitment we made to our clients when Murray was founded over 90 years ago: to provide smart solutions to help our clients be better prepared and more secure. This is more than just a phrase to us. It represents our ability to give clients a strategic advantage to anticipate and prepare for future challenges, opportunities, and growth. Today we honor our client commitment in a new and dynamic way. After careful and deliberate evaluation, we entered into an agreement with a national partnership of leading independent property and casualty and employee benefits brokerage firms, AssuredPartners, one of the largest brokers in the nation. Being a part of a national firm further enhances our advantage …

Alternate Funding Arrangements: Different Avenues to Access Care

Denise Gillin Health Benefits, News

By Kelly Hagan, Regional VP of Operations, Employee Benefits for Employers continue to feel the crush of increasing health care expenses. To mitigate those costs, more and more employers are looking at alternate funding arrangements and different ways to access care.  Below are a few alternate funding options to explore. Self-Funding Level Funding Reference Based Pricing Direct Primary Care High Performing Networks Accountable Care Organizations Bundled Payments Read more here>>>

Surging Import Volume Creates Havoc in the Port Straining Intermodal Truck Drivers and Operations

Denise Gillin Insurance, News

By Mike Edwards, CIC, for Since the COVID-19 pandemic began in March of 2020, intermodal trucking has gone on a roller coaster ride that has taken them to the highest of highs and lowest of lows. When the global lockdown first went into effect, imports fell due to most of Asia closing their ports and ceasing exports in an all-out effort to contain the virus. While U.S. port operations remained largely open, container volumes fell as there was simply less freight to import into the country. However, this trend quickly dissipated as the economy shifted from serviced-based to retail-based due to the growth of e-commerce and consumers purchasing more and more goods from online vendors. “U.S. containerized imports from …

April is Distracted Driving Awareness Month

Denise Gillin News, Risk Management

The National Safety Council (NSC) is America’s leading nonprofit safety advocate, focused on eliminating the leading causes of preventable injuries and deaths. One of their initiatives is designating April as Distracted Driving Awareness Month. It’s easy to participate: Commit to driving distraction-free by taking the NSC Just Drive Pledge: More than 700 people are injured in distracted driving crashes each day. Encourage all employees and their family members to take the NSC pledge to drive distraction-free. Take the Pledge. Use the 5-minute Safety Talk and presentation: Kick off a meeting with a safety talk and / or PowerPoint presentation to help educate co-workers about the risks of inattention blindness. Grab a blindfold to really drive this point home. Display awareness …

Senior Living: Reducing Fall Risks for New Admissions

Denise Gillin Risk Management

By Peggy Morrison, MSN, RN, BC, CEAL, WCC, QCP for According to the CDC, 3,000,000 older people are treated in emergency departments each year for fall-related injuries. The consequences of falling can range from minor bumps and bruises to major trauma, including fractures (especially of the hip), and brain injuries. Severe injuries from a fall can be life-threatening; an estimated 27,000 older individuals die every year as a direct consequence of or from complications following a fall. Residents are often admitted to senior living care settings as the result of a fall that has occurred in their home or their community. However, admission to a senior living environment also presents its own unique risk for falls for a variety …

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Six Manufacturing Tech Trends to Look for in 2021

Denise Gillin Business Insurance, News

By Sharon Goldman for In the early days of the pandemic, manufacturers were hit hard with forced shutdowns, production slowdowns and serious questions about whether companies could navigate the disruptions. Manufacturing indicators had shown early 2020 momentum, but US industrial production in March registered a month-over-month decline of 4.5%, followed by a deeper decline of 11.2% in April. What did increase in 2020, however, was the speed of transformation. Companies made swift moves towards Industry 4.0, or the ongoing automation of traditional manufacturing and industrial practices. There is no time to waste: manufacturers looking to stay competitive need to serve their customers in new ways; become more agile and flexible; and attract the right skills and talent. Read the …

April 26 – 30, 2021 is National Work Zone Awareness Week

Denise Gillin News, Risk Management

Each year in the spring, National Work Zone Awareness Week (NWZAW) is held to bring national attention to motorist and worker safety and mobility issues in work zones. Work zone related changes in traffic patterns and rights of way, combined with the presence of workers, and the frequent movement of work vehicles, may lead lead to crashes, injuries, and fatalities. Through NWZAW, the Federal Highway Administration and its partners hope to bring attention to the the critical issue of road user and worker safety in and around work zones. This year, the Michigan Department of Transportation (MDOT) is hosting the 2021 National Work Zone Awareness Week kick-off event on April 27 with the theme, “Drive Safe. Work Safe Save Lives.” …

Meet Them Where They Are

Denise Gillin Diversity & Inclusion, News

By Maureen Brody for There’s an old maxim about pulling ourselves up by the bootstraps, but career achievement is more often a collaborative enterprise in which successful people spot, sponsor and promote their future replacements. In that vein, The Council and several of its members and valued partners are undertaking efforts to assist minority talent with entering the insurance industry – and thriving in it. Some questions executives can ask: How many of our executives come from racial minorities? Is this representative of the general population? If not, why? Are we recruiting from places that have substantial minority participation? If not, where can we turn for more access to minority candidates? Can we sponsor a scholarship, internship or apprenticeship? …

Guidance for Pennsylvania Businesses in Restaurant Industry Updated

Denise Gillin News

April 1, 2021 Update / Businesses Subject to This Guidance – Click here for details All businesses in the retail food services industry, including restaurants, wineries, breweries, private clubs, and bars, are permitted to provide take-out and delivery sales of food, as well as dine-in service in both indoor and outdoor seating areas so long as they strictly adhere to the requirements of the guidance, as required by this guidance, including: Alcohol can only be served for on-premises consumption. Take-out sales of alcohol for the purposes of off-site consumption are permitted subject to any limitations or restrictions imposed by Pennsylvania law. This guidance applies to all restaurants, private event spaces and wedding venues with food service, licensed clubs, and bars, …

Economic Stress Tests Workers’ Comp Plans

Denise Gillin Health Benefits, Insurance, Risk Management, Third Party Claim Administration

By John Lacy for With prevailing economic pressures widely expected to persist, more and more businesses will consider different ways to adapt, including the possibility of smaller, less skilled, and/or over-burdened workforces. These additional stresses could increase the risks of on-the-job injuries and, in some cases, jeopardize the ongoing well-being of the business. The good news for business owners is that those companies willing to proactively refine and manage their workers compensation program can take steps to mitigate losses, thus keeping their workers safe and protecting their business interests. Read how a robust workers’ compensation program is a basic tenet of successful risk management>>>

Three Important Risk Control Techniques For Managing Contractors

Denise Gillin Risk Management

From Millers Mutual Insurance Every time a property owner/manager hires an outside contractor for services such as landscaping, snow and ice removal, or pool maintenance, there is the potential for third-party litigation resulting from the contractor’s work. Property owners/managers can be held liable for wrongful acts committed by a contractor even though the owner/manager may have no direct fault for the act. There are, however, various risk control techniques that will help an owner/manager recognize and control potential liability exposures. Read the 3 risk control techniques>>>