Combine and Tractor Fires – A Burning Problem

Denise Gillin Agribusiness, Risk Management

Excerpted from John Shutske, UW CALS / Extension, University of Wisconsin-Madison Combine and tractor fires cause over $20 million in property losses each year and millions more because of lost time and downed crops during the busy harvest season. They also cause 40 to 50 serious injuries each year and occasionally death. Prevention begins with a focus on keeping machinery clean and eliminating sources of heat that could lead to a fire. Cleanliness and maintenance: Begin every harvest season with a clean machine. Use a pressure washer to remove caked-on grease, oil, and crop residue, paying particular attention to the engine and engine compartment. Use compressed air to frequently blow off any dry chaff, leaves, and other material on the …

Cyberattack – Not “if” but “when”

Denise Gillin Insurance, News, Risk Management

By Brian Owen, CPCU, Executive Vice President, Client Services and Ommie Rivera, Chief Information Officer Paying ransoms in ransomware attacks has always been controversial, but now it may be considered illegal by the US Department of Treasury according to SiliconANGLE.com. The argument is that at times, paying ransom to obtain core business files is worth it. However, conversely, does paying ransom encourage future attacks? Every situation is different and insurance policies are not created equally so there isn’t a one size fits all answer to a cyber breach. While coverage is important, partnering with experienced professionals you trust can be more important. Look for experts with established best practices to help your company weather the lifecycle of an incident. Murray represents …

Pumpkin Farming – From Field to Front Porch

Denise Gillin Agribusiness, News

By Liz Froment for Westfield Insurance Heading out to the local pumpkin patch and picking out a few choice pumpkins for Halloween is a tried-and-true fall activity. But did you know that pumpkin farmers work hard all summer to ensure you’ve got the perfect jack-o-lantern to scare those trick-or-treaters? If you’ve ever been curious how to grow pumpkins, keep reading.  

Coping with pandemic anxiety

Denise Gillin Health Benefits, News

By Michael Diller, PsyD, Licensed Psychologist and Director, Employee Assistance Program, WellSpan The ongoing uncertainty of the pandemic is taking a toll on the emotional and psychological wellbeing of Americans. The National Institute for Health Care Management reports symptoms of anxiety have tripled from 8.1% to 25.5% from 2019 to 2020, and depression symptoms have almost quadrupled from 6.5% to 24.3% in that same time period. In late June, 2020, 75% of 18-to-24 year old respondents reported having at least one adverse mental or behavioral health symptom. Strategies of building resilience and engaging in self-care is of utmost importance to cope with the rise in anxiety and depression, particularly experienced during the last six to seven months. The big question …

October 18 – 24 is National Teen Driver Safety Week

Denise Gillin News, Personal Lines, Risk Management

Sponsored by the US Department of Transportation October 18 – 24, 2020 is National Teen Driver Safety Week. This week – and every week, parents should have conversations with their teens about the important rules they need to follow to stay safe behind the wheel of a motor vehicle. These rules address the greatest dangers for teen drivers: alcohol, inconsistent or no seat belt use, distracted and drowsy driving, speeding, and number of passengers. Facts about Teen Driver Fatalities: Motor vehicle crashes are the leading cause of death for teens (15-18 years old) in the United States, ahead of all other types of injury, disease, or violence. In 2017, there were 2,247 people killed in crashes involving a teen driver, …

YWCA Lancaster is on a mission – Women of Achievement

Denise Gillin News

Murray is delighted to be a supporter of the YWCA Lancaster’s Women of Achievement Luncheon. The YWCA is on a mission: It is time that we come together and celebrate the accomplishments and positive impact the women of Lancaster are making in our community. Too often, those who shine among us go unrecognized. With your help, YWCA Lancaster intends to pay tribute to four deserving women of Lancaster County at the Women of Achievement Luncheon. These extraordinary women selflessly give of their time and energy to make our community a better place. This event recognizes and honors women who have demonstrated qualities of leadership and excellence in their personal and professional endeavors while supporting, embodying, and complementing YWCA Lancaster’s mission of …

Get Smart About Credit

Denise Gillin Home and Auto Insurance, Insurance, News

October 15th is Get Smart About Credit Day as well as International Credit Union Day. A good credit score is important for your financial health. The Balance lists the following as six benefits to having a good credit score: • Low interest rates on credit cards and loans • Better car insurance rates • Approval for higher limits • Easier approval for renting • Obtain certain contracts (like cell phone or utilities) with no security deposit • Better negotiating power Understanding your credit score is an important place to start. The following are tips for you and your family to help understand what affects your credit score. Help your children and grandchildren understand the importance of sound financial management. Learning …

October is ESOP Awareness Month

Denise Gillin News

By Amy G. Mitchell, CIC, CISR, Vice President, Commercial Solutions and Chair of the Murray ESOP Awareness Committee October is Employee Stock Ownership Plan (ESOP) Awareness Month. As an ESOP, Murray is taking this opportunity to highlight our core value of Take Ownership. It’s our company. We’re accountable for our own outcomes. We champion safety – safeguard our health – protect our clients – serve our community. Whatever it is, we own it! The benefits of Murray being an ESOP Agency impact our service, our approach, and the benefits we can share with our teammates and our clients: Empowered Employees: Employee-owners have the autonomy and flexibility to take action to meet clients’ needs, streamlining our processes and increasing customer satisfaction. Preservation …

Sober October: Alcohol Use and Abuse During the Pandemic

Denise Gillin Health Benefits, News, Risk Management

By Josh Mountz, M.Ed, Prevention Specialist, Compass Mark This unprecedented time during the COVID-19 pandemic has led to widespread social isolation and has caused a great deal of anxiety and stress.  This is especially true for people with alcohol use issues and those recovering from alcohol use disorders. According to a study published in “JAMA Psychiatry”, nearly one in eight Americans have an alcohol use disorder (Read more about the study at CNN.com).  The rate of drinking has only risen in the wake of the pandemic.  Compared to this time last year, online sales of alcohol have risen 243 percent. RAND Corporation, supported by the National Institute on Alcohol Abuse and Alcoholism, reports that Americans are dinking 14 percent more …

October is Distracted Driving Awareness Month

Denise Gillin News, Risk Management

By Eugene V. Schmitt, CSP, ARM, CHST, CFPS, Risk Control Specialist October is Distracted Driving Awareness Month. According to the National Safety Council (NSC), motor vehicle crashes are the leading cause of workplace deaths. In 2018, there were 276,000 people injured in distracted-driving crashes and more than 2,700 died in distracted-related crashes. Drivers must avoid visual (eyes), manual (hands), and cognitive (mind) distractions. Three ways to help make our roadways and our people safer: First – Commit to driving distraction-free: Take the NSC Just Drive Pledge*. Pledge to Just Drive for your own safety and for others whom you share the roads by not: Having phone conversations Texting or sending Snapchats Using voice-to-text features Updating Facebook, Twitter, Instagram, Vimeo or other …