Families First Coronavirus Response Act Guidance and Forms

Denise Gillin Health Benefits, Human Resources, News

The Department of Labor (DOL) continues to update the questions and answers page regarding the Families First Coronavirus Response Act. New items of interest include: More detailed guidance on qualifications for small business exemption to FFCRA leave requirements Further details on definition of “individual” and “child” for purposes of employee taking emergency paid sick leave to care for another person If you haven’t posted the FFCRA notice, find it here. The PDF can be distributed by email or mail to employees who are working remotely. Questions can be addressed to your Murray Health Benefits representative or call us at 717.397.9600.

Family First Coronavirus Response Act Updates

Denise Gillin Human Resources, News

By Hannah Lopez, MBA, SHRM-CP, Human Resources Consultant, Murray On March 18, 2020, President Trump signed the Family First Coronavirus Response Act (FFCRA). This Act provides two buckets of emergency leave – Emergency Family and Medical Leave Expansion Act (EFMLEA) and Emergency Paid Sick Leave Act (EPSLA) – for workers in relation to the COVID-19 pandemic. When details were first released regarding these two types of leave, there were many unanswered questions with very little guidance. Recently, the Department of Labor (DOL) has provided guidance on these frequently asked questions relating to this new law. To read the updates >>> If you have questions, contact Hannah at 717.205.5117 or email her.

Coronavirus Emergency Loans Guide and Checklist

Denise Gillin News

Prepared by the U.S. Chamber of Commerce The Coronavirus Aid, Relief, and Economic Security (CARES) Act, through the Paycheck Protection Program, provides 100% federally guaranteed loans to small businesses. The U.S. Chamber of Commerce prepared this handy guide and checklist. Access the U.S. Chamber of Commerce Guide and Checklist >>>

COVID-19 Workers’ Compensation Update

Denise Gillin News, Risk Management

By Lisa Yelovich, Master Claim Specialist . March 25, 2020 As we are all aware, the novel coronavirus or “coronavirus disease 2019” (abbreviated as COVID-19), is upon us, and employers and employees alike are seeking direction as to how to navigate this serious health risk. Many of you may have received information from your workers’ compensation medical provider panel physicians.  Those of you who work with WORKNET Occupational Medicine, for example, received their March 3, 2020 communication regarding their current position on COVID-19 testing. They suggest following the guidelines as based upon the recommendations of the CDC and World Health Organization, (listed below for your reference). We expect other medical providers and facilities are following the same recommendations – check …

NAVIGATING COVID-19: What’s Relevant

Denise Gillin News

As we navigate information surrounding COVID-19, most important is finding what’s relevant today. Your Murray team is here to provide you with information related to COVID-19 from our areas of expertise as well as to help you find information best delivered by other credible sources. We will continue to post relevant information on this blog.  Our current clients can log into Succeed and the Risk Control Toolbox for more information and, of course, we encourage you to call or e-mail your Murray consultant with your specific questions. For more information, check out these resources: For Business Planning CDC Interim Guidance for Businesses & Employers to Plan and respond to Coronavirus Disease 2019 (COVID-19) Feb. 2020 – https://www.cdc.gov/coronavirus/2019-ncov/specific-groups/guidance-business-response.html?CDC_AA_refVal=https%3A%2F%2Fwww.cdc.gov%2Fcoronavirus%2F2019-ncov%2Fguidance-business-response.html For Travel Risk …

Managing Coronavirus Impacts on Employee Benefits

Denise Gillin Health Benefits, News

Murray and Contribution Health are partnering to help our clients navigate the everchanging circumstances brought on by the coronavirus pandemic. Below is a link to information regarding the Families First Coronavirus Response Act that is effective April 2, 2020, as well as a link to a summary of what the webinar covers. Families First Coronavirus Response  Coronavirus Update Summary Any questions can be directed to your Murray Health Benefits Consultant or by contacting Matt Pfeiffenberger, Vice President, Health Benefits Solutions, via email or by calling 717.735.3069.

Scientists and doctors are fighting to create a coronavirus vaccine around the world

COVID-19 for Businesses and Individuals

Denise Gillin News, Risk Management

By Timothy W. Braun, Risk Control Specialist COVID-19, the illness caused by the new coronavirus, is an infectious respiratory illnesses. (Also called severe acute respiratory syndrome coronavirus 2, or SARS-CoV-2). Although the symptoms of COVID-19 and the flu can look similar, the two illnesses are caused by different viruses. Symptoms Corona Virus can cause fever, cough, body ache, fatigue; sometimes vomiting and diarrhea. Can result in pneumonia. Illness can range from mild to severe, even fatal in rare cases.  Older individuals and those with health complications are more susceptible. Transmission Can be spread from person to person through droplets in the air from an infected person coughing, sneezing or talking. The droplets land on the mouth, nose, or are inhaled …

Does Your Credit Score Really Matter?

Denise Gillin News, Wealth Management

In the late 1940s, engineer Bill Fair and mathematician Earl Isaac met while working at the Stanford Research Institute, the legendary post-war industrial thinktank. The two of them developed an algorithm, using a credit scoring system, that helped predict the chances that a borrower would repay a loan. In 1958 they founded Fair, Isaac and Company and soon began pitching their scoring system to financial institutions.1 Fast forward 30 years. The company shortened its name to what its customers were calling it, FICO, and was well on its way to becoming the standard measure for consumer credit worthiness—used for everything from credit cards to mortgages. Today, credit bureaus (also called credit agencies) collect data relevant to your risk as a …

Current Trends in Esop Insurance

Denise Gillin ESOP, News

The following article by Jeff Gelburd, Vice President, and Patrick Dixon, Account Executive, of Murray appeared in the March 2020 edition of The ESOP Association newsletter. Litigation, Other Factors are Affecting the Availability and Pricing of Products Available to Protect ESOP Companies and Executives Over the last 30+ years, corporate members have benefited from the affinity insurance program endorsed by The ESOP Association. More than 300 ESOP companies are served by this program, which provides Director’s and Officer’s, Fiduciary Liability, Employment Practices Liability, Crime, and Cyber insurance. Murray – a 25-year old ESOP insurance broker headquartered in Lancaster, PA – administers this insurance program. Within the past five years, we have seen tremendous change in the insurance available to those …

ESOP Association Regarding Employee Ownership

Denise Gillin ESOP, News

The ESOP Association is pleased that employee ownership arose in the Democratic party Presidential debate last night and that multiple candidates were able to vocalize their support. We believe more Americans need to know about and participate in employee ownership—especially ESOPs, which are the largest and most common form of employee ownership—and would encourage greater discussion about this important form of business ownership in America. Read more here.