National Antique Day and Insuring Your Classic Car

Nina Conner Personal Lines

By Ally Over, AssuredPartners   On Saturday, April 9th, antique owners receive the spotlight as it is National Cherish an Antique Day. This day celebrates the history of antiques and the value they carry to each owner. Regardless of the antique you own, it is important to have proper coverage for it, especially if it is a classic car. While there isn’t necessarily a clear-cut definition as to what constitutes a classic car, automobiles that generally need classic car insurance are: See the list here>>

Jewelry Coverage and the Importance It Carries

Nina Conner Personal Lines

By Monica Santiago for AssuredPartners   On Sunday, March 13th, the jewelry industry will receive the spotlight for National Jewel Day. This is an opportunity to highlight the makers and creators of these magnificent pieces, and perhaps provide an extra reason to wear your own jewelry out. Additionally, this is a prime occasion to review your insurance coverage on your jewelry items.   Click to read the issues>>>

New Year, New Plan: The Importance of Having the Right Policy for You

Denise Gillin Personal Lines, Risk Management

By Emilie Temple for AssuredPartners As the calendar turns to 2022, it’s a common practice to look ahead to what the new year holds. Whether it is an upcoming personal vacation or exciting work projects, there is an anticipation that awaits. While looking forward to the new year, it is also vital that you review your current personal insurance policies. There may be events that are coming up, or have just occurred, that effect what your exact coverage needs are. What are some of the reasons for you to evaluate your personal insurance policy? Life changes, new coverages, change in current coverages, and potential for additional savings are just some considerations. Click for more information>>>  

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Firm Insurance Market Expected to Last into Next Year

Denise Gillin Business Insurance, Personal Lines

By Gavin Souter for BusinessInsurance.com Introduction by Jeffrey Gelburd, Vice President, Murray: As we head into the busy year end property / casualty renewal season, it is important to get a head start and have your best foot forward when negotiating renewal terms. With the exception of cyber liability, which is still very much in flux, rate increases on some lines have slowed down, and underwriters are interested in writing new business. After over two years of rate increases and takeaways, it’s in the best interest of insureds to market their program. Progress can now be obtained in negotiating improvements so anyone with good loss experience should use that to their advantage in renewal negotiations. Click to read Firm Insurance …

What Delivery Drivers should know about their auto coverage

Denise Gillin Home and Auto Insurance, News, Personal Lines

Shared from Forbes.com There are a multitude of ways to make extra income these days. In a time where ridesharing and delivery services are booming, be sure you understand your auto coverage. If you are a delivery driver using your own vehicle to carry and deliver other people’s goods in return for payment, a commercial policy is required. When working for such places as Uber, Lyft, GrubHub, Door Dash or grocery delivery, you are using your vehicle for business instead of personal use. If you have started a driving job (part-time or full-time), you could be putting yourself at risk and could have a claim denied if you haven’t informed your agent. Due to the pandemic, there are some companies …

Preserve Mental Wellbeing with these Online Schooling Resources

Denise Gillin Health Benefits, News, Personal Lines

By Michael Diller, PsyD, Licensed Psychologist and Director, Employee Assistance Program, WellSpan Due to the pandemic, many teachers are conducting classes remotely, and many families are navigating virtual learning. Parents, caregivers, and teachers are working together to support each other and their students. During this uncertain school year, how do we recognized the signs that a young person is struggling with their mental health? What resources are available to help overcome these new challenges? Two websites with resources that can help alleviate some of the online school day stress and assist with the mental wellbeing of students learning virtually are Mental Health America (MHA) of Lancaster County and the Department of Education and Liberal Arts at Ashford University. Both websites …

October 18 – 24 is National Teen Driver Safety Week

Denise Gillin News, Personal Lines, Risk Management

Sponsored by the US Department of Transportation October 18 – 24, 2020 is National Teen Driver Safety Week. This week – and every week, parents should have conversations with their teens about the important rules they need to follow to stay safe behind the wheel of a motor vehicle. These rules address the greatest dangers for teen drivers: alcohol, inconsistent or no seat belt use, distracted and drowsy driving, speeding, and number of passengers. Facts about Teen Driver Fatalities: Motor vehicle crashes are the leading cause of death for teens (15-18 years old) in the United States, ahead of all other types of injury, disease, or violence. In 2017, there were 2,247 people killed in crashes involving a teen driver, …

Three Ways Self-driving Cars Will Affect The Insurance Industry

Lisa Spencer News, Personal Lines

It feels like a page out of a science-fiction book: self-driving cars shuttling people around with little or no input from passengers. And yet, here we are. Self-driving technology is already a reality, and it’s improving every day thanks to machine learning and owner input. We’re not quite at the point of ditching drivers altogether, but that time may come sooner rather than later. Experts predict that self-driving vehicles could be the norm by the 2040s. Some people, like Tesla’s Elon Musk, think human-operated cars could be banned completely. Read more here >>>