Category Archive

By Gina Ekstam for AssuredPartners The 2023 planting season is just around the corner, and many have already started or completed their annual equipment maintenance regimen. It is also the perfect time to review your insurance coverage to ensure equipment is insured for your specific needs and purposes for the season. Having the proper coverage will get you back in the fields as quickly as possible. The cost of farm inputs continues to increase into the 2023 planting season, and this includes equipment. Be sure to review your farm equipment lists to make sure all equipment is included as well as valued appropriately. Many farm blankets will have co-insurance so the full value of the blanket will be determined at …

By Gina Ekstam for AssuredPartners Winter weather may have already appeared in your area, but if not, Jack Frost will likely pay a visit soon. Freezing temperatures, heavy snow, and ice are tough on nearly everything – creating a range of hazards – so be mindful and ready to react to weather changes to help protect your agribusiness operation. Worker Safety Even if you’re not in an area that gets frigid, the cold weather can still be dangerous. Those who work outdoors face the dangers of lowered body temperature, hypothermia, and frostbite. The following precautions can keep your workers safe: Dress for the weather to protect the body’s core. Multiple layers will help to keep body temperatures from dropping. The …

By Gina Ekstam for AssuredPartners Electrical risks are one of the most overlooked hazards in agriculture. According to the National Ag Safety Database (NASD), thousands of workers are shocked and burned due to accidental contact with electricity each year, and an estimated $1.2 billion in property damage occurs because of faulty electrical usage. Accidents happen for a variety of reasons. One of the biggest dangers is overhead power lines. Workers using portable grain augers, large wagons, combines, fold-up cultivators, and other tall equipment should know where power lines are located as well as the clearance needed for equipment that must travel underneath the lines. Maintaining a minimum 10-foot clearance between the power line and the top of equipment traveling under …

By Gina Ekstam for AssuredPartners Agricultural workers know all too well the risk of trucks and tractors getting stuck in the mud or snow. Unfortunately, it’s during attempts to dislodge a stuck vehicle that serious injuries occur. Safety training is one of the best ways to avoid an accident. Techniques may vary, but all safe towing practices should consider: Soil condition How deep the truck or tractor is stuck Stuck vehicle weight Towing vehicle weight When a vehicle becomes stuck, it’s important not to rush. Mistakes are more likely to happen when workers hurry to extract the vehicle, increasing the chance of property damage and injury. Instead, assess the following: How stuck is the vehicle, and how much damage may …

By Gina Ekstam for AssuredPartners As harvest season picks up, more tractors and farm equipment will be on the road and in the fields – including combines and other harvesting equipment moving from one field to another. When operated correctly, tractors are generally safe, but tractor overturns are the leading cause of fatalities in the ag industry. With approximately 130 deaths per year, overturn accidents can happen in seconds. A protective structure, such as a roll bar or cage frame, and a seat belt are simple measures that can protect workers from being crushed or thrown. Safety depends on knowledge, alertness, and hazard awareness. Read more here>>>