Diversity in the workplace

Denise Gillin Insurance, News

By Andrea Wells for InsuranceJournal.com Insurance industry leaders have renewed their focus on recruiting, hiring and promoting not just to fill a crucial talent gap with quality candidates, but also to intentionally diversify their workforce. The civil unrest nationwide last summer, the Black Lives Matter movement and calls for police and judicial reforms have contributed to the unprecedented attention given to the cause of diversity and inclusion in the industry. “There’s never been a moment like this. I think most people would agree with that. And so what we do at this moment is yet to be seen,” Margaret Redd, executive director of the National African American Insurance Association, told Insurance Journal, last fall. Diversity and inclusion conversations are about …

Six Steps to Take After a Car Accident

Denise Gillin Business Insurance, Home and Auto Insurance, Risk Management

By Eric Rosenberg for Westfield Insurance Car accidents happen—and sometimes there’s nothing you can do about it. These accidents are far more common than you might think. Data from the last U.S. Department of Transportation, National Highway Traffic Safety Administration survey in 2018 showed there were over 6.7 million car crashes in the U.S. that year. Of those accidents, nearly 1.9 million resulted in injuries and over 4.8 million of these accidents involved property damage. But while getting into an accident can shake you up, there are important steps to take after one occurs. These measures can help ensure everyone is safe, that the law is being followed and that the car accident claim process is as streamlined as possible. Stay calm …

10 Reasons Healthcare Entities Need Cyber Coverage

Denise Gillin Insurance, News

Ransomware attempts jumped 50% in the first half of 2020; hospitals and health care organizations were the hardest hit. Why? Because with your focus on caring for your residents through the COVID crisis, hackers figured out that you were the easiest prey. They think you’re desperate and willing to pay to prevent the harm they will cause to you and your residents. Well, we think you’re smart enough to protect your residents and your business. Need more reasons to purchase or increase your cyber insurance coverage? Click here for 10 Reasons Healthcare Entities Need Cyber Coverage and give us a call at 717.397.9600. We would love to help!

New Chrome Browser 0-day Under Active Attack

Denise Gillin Insurance, Risk Management

By Ravie Lakshmanan for The Hacker News Google has patched a zero-day vulnerability in Chrome web browser for desktop that it says is being actively exploited in the wild. The company released 88.0.4324.150 for Windows, Mac, and Linux, with a fix for a heap buffer overflow flaw (CVE-2021-21148) in its V8 JavaScript rendering engine. “Google is aware of reports that an exploit for CVE-2021-21148 exists in the wild,” the company said in a statement. The security flaw was reported to Google by Mattias Buelens on January 24. Read more here >>>  

OSHA Recommends Employers Cover COVID-19 Vaccination Costs

Denise Gillin Business Insurance, Risk Management

Following OSHA guidelines can often be a challenge. Compound them with a global pandemic and an  employer’s job gets that much harder. This article by By Louise Esola for Business Insurance elaborates: The Occupational Safety and Health Administration (OSHA) issued workplace safety guidance for employers that includes a recommendation that they cover COVID-19 vaccination costs. OSHA issued the new guidelines following an executive order by President Joe Biden on January 21 to do so. The new guidelines, which in general mirror existing U.S. Centers for Disease Control and Prevention guidance, call for face coverings, social distancing and contact-tracing. They also call for employers to implement COVID-19 prevention programs, separate and send home sick workers, improve safety communication with workers, install …

Winterize Your Home

Denise Gillin Home and Auto Insurance, Risk Management

Home Winterizing Checklist by HomeAdvisor With the passing of the holiday season, winter isn’t over. There are still cold days and even snow in our near future. Make sure your home is secure in the months ahead. Be Prepared. Make sure you have a snow shovel or snow blower if you have a large area to clear. And, it’s never a bad idea to have some extra canned goods and cases of water. Gutters & Downspouts If you didn’t clean and clear your gutters in the fall, double check them to make sure they are clear before the next snowfall. It’s a good idea to install leaf guards, if you don’t have them, to keep your gutters and spouts clear. …

Business Valuers: Why Purchase Professional Liability Insurance?

Denise Gillin Business Insurance

By Jeffrey S. Gelburd, CPCU, ARM, Vice President, for American Society of Appraisers Over the years we have been asked by Business Valuers about the necessity of purchasing Professional Liability (or E&O) insurance for themselves or their business. The following reasons are the most prevalent in the purchasing decision. The Insurance Policy Will Pay Defense Costs: This is the # 1 reason for purchasing E & O insurance – the policy is written to cover attorney defense fees which can easily run into the tens of thousands of dollars. The Cost of Insurance is Relatively Inexpensive:  Minimum premiums for a policy offering a $1,000,000 limit can start at just $2,000. Low Deductibles: Deductibles for these policies typically start at $1,000 and can go …

Better Prepared. More Secure.

Denise Gillin Insurance, News

Our focus is always on the commitment we made to our clients when Murray was founded over 90 years ago: to provide smart solutions to help our clients be better prepared and more secure. This is more than just a phrase to us. It represents our ability to give clients a strategic advantage to anticipate and prepare for future challenges, opportunities, and growth. Today we honor our client commitment in a new and dynamic way. After careful and deliberate evaluation, we entered into an agreement with a national partnership of leading independent property and casualty and employee benefits brokerage firms, AssuredPartners, one of the largest brokers in the nation. Being a part of a national firm further enhances our advantage …

Cyberattackers Weaponizing Google Services

Denise Gillin Insurance, News, Risk Management

By Kelly Sheridan, Staff Editor, Dark Reading Security researchers have reported an uptick in cyberattackers weaponizing Google services to sneak past defensive tools and steal credentials, credit card details, and other personal information. The Armorblox threat research team today published their analysis of five targeted phishing campaigns they call “the tip of a deep iceberg.” These attacks take advantage of several Google services, including Google Forms, Google Docs, Google Site, and Firebase, Google’s mobile platform for app development. Read more here >>>

What Delivery Drivers should know about their auto coverage

Denise Gillin Home and Auto Insurance, News, Personal Lines

Shared from Forbes.com There are a multitude of ways to make extra income these days. In a time where ridesharing and delivery services are booming, be sure you understand your auto coverage. If you are a delivery driver using your own vehicle to carry and deliver other people’s goods in return for payment, a commercial policy is required. When working for such places as Uber, Lyft, GrubHub, Door Dash or grocery delivery, you are using your vehicle for business instead of personal use. If you have started a driving job (part-time or full-time), you could be putting yourself at risk and could have a claim denied if you haven’t informed your agent. Due to the pandemic, there are some companies …