Three Important Risk Control Techniques For Managing Contractors

Denise GillinRisk Management

From Millers Mutual Insurance Every time a property owner/manager hires an outside contractor for services such as landscaping, snow and ice removal, or pool maintenance, there is the potential for third-party litigation resulting from the contractor’s work. Property owners/managers can be held liable for wrongful acts committed by a contractor even though the owner/manager may have no direct fault for the act. There are, however, various risk control techniques that will help an owner/manager recognize and control potential liability exposures. Read the 3 risk control techniques>>>

How to Respond to OSHA’s COVID Enforcement

Denise GillinNews, Risk Management

By David Sparkman for EHSToday.com Employers now find themselves in the crosshairs of the Occupational Safety and Health Administration’s (OSHA) amped-up enforcement of its COVID-19 guidelines and need to take immediate action to avoid the potential flood of citations and penalties expected to result. OSHA said it is choosing to target those industry sectors that have been generating the highest number of complaints, such as healthcare, which includes hospitals, healthcare providers, assisted living facilities and home healthcare services. Other industries targeted are general warehousing and storage, temporary help and staffing agencies, discount department stores, both full- and limited service restaurants, supermarkets and grocery stores (excluding convenience stores), and poultry and meat slaughtering and processing plants. Read the details>>>

Understanding and Addressing Vaccine Hesitancy

Denise GillinHuman Resources, Insurance, News

White Paper By CVS Health Troy Brennan, MD, Executive Vice President and Chief Medical Officer, CVS Health Sree Chaguturu, MD, Senior Vice President, CVS Health and Chief Medical Officer, CVS Caremark Garth Graham, MD, Vice President, Chief Community Health Officer, Aetna The white paper states, “For the Country to achieve significant control of COVID-19, widespread adoption of safe and efficacious vaccines across all communities and populations will be critical.” Demographic insights are listed below. Other key survey results and the need for a multi-pronged approach to addressing specific concerns are covered. Read the white paper here. Demographic Insights: Men are more likely to be vaccinated than women. College-educated participants are more likely to be vaccinated. Higher-income participants are most likely …

Identifying the (Benefits) Gaps – 3 steps employers can take to move toward an inclusive culture

Denise GillinDiversity & Inclusion, Health Benefits, News

By Katie Oberkircher for LeadersEdge.com Using an employee-driven social networking platform, data is generated around how workers approach their jobs, share their beliefs, and interact with coworkers. In part one of a three-part series, Andrew Phillips, founder of All of Us, dives into what’s most important for employers to consider when deciding how to drive cultural change. Where to start>>>

Take a Stand for Grain Safety

Denise GillinAgribusiness, News, Risk Management

By Gina Ekstam for AssuredPartners.com Workers in grain handling facilities are exposed to many serious and life-threatening hazards, including fires, falls, and amputations. Suffocation, however, is the leading cause of death in grain storage bins, occurring when an employee becomes engulfed or entrapped inside a bin. Research by Purdue University’s Agricultural and Biological Engineering Department reveals an increase in the number of documented cases involving all types of agricultural confined spaces, including grain entrapments. In 2019, the 38 grain entrapment cases recorded represented a 26.7% increase from 2018, substantially higher than the five-year average of 28.8 cases per year. Of the total number of reported entrapment cases, 61% resulted in a fatality, a rate higher than the five-year average. OSHA’s …

Microsoft Exchange Server Hacks ‘Doubling’ Every Two Hours

Denise GillinInsurance, News

By Charlie Osborne for Zero Day Cyberattackers are taking full advantage of slow patch or mitigation processes on Microsoft Exchange Server with attack rates doubling every few hours. On March 12, Microsoft said that a form of ransomware, known as DearCry, is now utilizing the server vulnerabilities in attacks. The tech giant says that after the “initial compromise of unpatched on-premises Exchange Servers” ransomware is deployed on vulnerable systems, a situation reminiscent of the 2017 WannaCry outbreak. “Compromised servers could enable an unauthorized attacker to extract your corporate emails and execute malicious code inside your organization with high privileges,” commented Lotem Finkelsteen, Manager of Threat Intelligence at Check Point. “Organizations who are at risk should not only take preventive actions on their Exchange, but …

Everything You Need to Know About the Microsoft Exchange Server Hack

Denise GillinBusiness Insurance, News, Risk Management

By Charlie Osborne for Zero Day Four zero-day vulnerabilities in Microsoft Exchange Server are being actively exploited by a state-sponsored threat group from China and appear to have been adopted by other cyberattackers in widespread attacks. While in no way believed to be connected to the SolarWinds supply chain attack that has impacted an estimated 18,000 organizations worldwide — so far — there is concern that lags in patching vulnerable servers could have a similar impact, or worse, on businesses. Read everything you need to know about the security issues and be updated as the story develops>>>  

Should You File a Home Insurance Claim?

Denise GillinHome and Auto Insurance

By G.M. Filisko for Houselogic.com It’s that age-old conundrum: You pay for homeowners insurance to protect yourself from financial ruin, yet filing a claim when disaster does strike puts you at risk of seeing your annual premiums increase by hundreds of dollars. Worse, either a major claim or too many claims in a given period, no matter how legitimate, could lead to losing your house’s coverage altogether. While it can be a fine calculation to make, every time there’s damage to your property or an accident on it, you need to consider carefully whether it makes financial sense to file a claim or absorb the losses yourself. The fates of your homeowners insurance and your bank account hang in the …

New Benefit Plan Compensation Disclosure Requirements

Denise GillinHealth Benefits, News

By Scott Sinder and Kate Jensen for Leadersedge.com On Dec. 27, 2020, the “Consolidated Appropriations Act of 2021” was signed into law. The 5,593-page missive includes the “No Surprises Act,” which encompasses a host of new healthcare payment-related initiatives of particular interest to us. Section 202 of the act dictates that, effective Dec. 27, 2021 (more on that in a moment), a “covered plan” shall not agree to any “contract or arrangement for services” or to any “extension or renewal of such contract or arrangement” with a “covered service provider” unless the new disclosure obligations it imposes have been satisfied. Read who must make the new requisite disclosures, to whom, and when>>>

March is National Ladder Safety Month

Denise GillinNews, Risk Management

The American Ladder Institute has designated March as National Ladder Safety Month – the only movement dedicated exclusively to the promotion of ladder safety, at home and at work. Are you choosing the right ladder? Are you taking the time to properly inspect your ladders before starting to work? Did you know a thorough inspection should be made when the ladder is initially purchased and each time it is placed into service? Make ladder safety a priority and participate this month. Click for more information regarding ladder safety training and awareness provided by the American Ladder Institute. Contact a member of the Murray Risk Control Team at 717.397.9600 for additional resources and tools for prevention. #LadderSafetyMonth