Winterize Your Home

Denise Gillin Home and Auto Insurance, Risk Management

Home Winterizing Checklist by HomeAdvisor With the passing of the holiday season, winter isn’t over. There are still cold days and even snow in our near future. Make sure your home is secure in the months ahead. Be Prepared. Make sure you have a snow shovel or snow blower if you have a large area to clear. And, it’s never a bad idea to have some extra canned goods and cases of water. Gutters & Downspouts If you didn’t clean and clear your gutters in the fall, double check them to make sure they are clear before the next snowfall. It’s a good idea to install leaf guards, if you don’t have them, to keep your gutters and spouts clear. …

Exhausted warehouse worker sleeping n packages in distribution warehouse.

Five Ways to Reduce Worker Fatigue and Improve Safety

Denise Gillin Risk Management

By Toby Graham on the Succeed / KPA Risk Management Platform Give us a break! Literally, if you’re tired of inaction on this critical issue and want to ensure the members of your workforce are well-rested – and therefore safe and able to perform at their best – here are a few workplace practices to adopt today: Know the signs. Know what to look for. The NSC recommends staying mindful of cognitive issues, such as “decreased vigilance, attention, memory, and concentration.” Break up long shifts. Try to avoid having an individual work for longer than 10 hours straight, and schedule frequent breaks. Pay close attention to night shift workers. Whenever possible, avoid overtaxing your night shift workers, give them plenty …

Business Valuers: Why Purchase Professional Liability Insurance?

Denise Gillin Business Insurance

By Jeffrey S. Gelburd, CPCU, ARM, Vice President, for American Society of Appraisers Over the years we have been asked by Business Valuers about the necessity of purchasing Professional Liability (or E&O) insurance for themselves or their business. The following reasons are the most prevalent in the purchasing decision. The Insurance Policy Will Pay Defense Costs: This is the # 1 reason for purchasing E & O insurance – the policy is written to cover attorney defense fees which can easily run into the tens of thousands of dollars. The Cost of Insurance is Relatively Inexpensive:  Minimum premiums for a policy offering a $1,000,000 limit can start at just $2,000. Low Deductibles: Deductibles for these policies typically start at $1,000 and can go …

Is it Carbon Monoxide Poisoning or COVID-19?

Denise Gillin News, Risk Management

Each year, more than 400 Americans die from unintentional carbon monoxide (CO) poisoning not linked to fires, more than 20,000 visit the emergency room, and more than 4,000 are hospitalized according to the Centers for Disease Control (CDC). Carbon monoxide is a colorless, odorless gas produced when fossil fuel is burned by furnaces, portable heaters, vehicles, stoves, grills, gas ranges or fireplaces. The National Safety Council warns that winter can be a prime time for carbon monoxide poisoning as people turn on their heating systems and mistakenly warm their cars in garages. Use these flyers to warn family members, employees and others of the dangers of carbon monoxide poisoning: CDC Protect Your Family From CO Poisoning NSC CO FAQs Prevention …

Better Prepared. More Secure.

Denise Gillin Insurance, News

Our focus is always on the commitment we made to our clients when Murray was founded over 90 years ago: to provide smart solutions to help our clients be better prepared and more secure. This is more than just a phrase to us. It represents our ability to give clients a strategic advantage to anticipate and prepare for future challenges, opportunities, and growth. Today we honor our client commitment in a new and dynamic way. After careful and deliberate evaluation, we entered into an agreement with a national partnership of leading independent property and casualty and employee benefits brokerage firms, AssuredPartners, one of the largest brokers in the nation. Being a part of a national firm further enhances our advantage …