COVID-19 Workers’ Compensation Update

Denise Gillin News, Risk Management

By Lisa Yelovich, Master Claim Specialist . March 25, 2020 As we are all aware, the novel coronavirus or “coronavirus disease 2019” (abbreviated as COVID-19), is upon us, and employers and employees alike are seeking direction as to how to navigate this serious health risk. Many of you may have received information from your workers’ compensation medical provider panel physicians.  Those of you who work with WORKNET Occupational Medicine, for example, received their March 3, 2020 communication regarding their current position on COVID-19 testing. They suggest following the guidelines as based upon the recommendations of the CDC and World Health Organization, (listed below for your reference). We expect other medical providers and facilities are following the same recommendations – check …

Scientists and doctors are fighting to create a coronavirus vaccine around the world

COVID-19 for Businesses and Individuals

Denise Gillin News, Risk Management

By Timothy W. Braun, Risk Control Specialist COVID-19, the illness caused by the new coronavirus, is an infectious respiratory illnesses. (Also called severe acute respiratory syndrome coronavirus 2, or SARS-CoV-2). Although the symptoms of COVID-19 and the flu can look similar, the two illnesses are caused by different viruses. Symptoms Corona Virus can cause fever, cough, body ache, fatigue; sometimes vomiting and diarrhea. Can result in pneumonia. Illness can range from mild to severe, even fatal in rare cases.  Older individuals and those with health complications are more susceptible. Transmission Can be spread from person to person through droplets in the air from an infected person coughing, sneezing or talking. The droplets land on the mouth, nose, or are inhaled …

Cyber Liability Coverage on the Innovation Stage

Denise Gillin News, Risk Management, Video

Jeff Gelburd, Vice President, and Patrick Dixon, Account Executive, administrators of the Murray ESOP Executive Liability Program, recently presented at the Employee Owned 2019 Conference and Trade Show in Las Vegas along with Ryan Fitzsimmons, Vice President of the Cyber Liability Division at Great American Insurance Group. During their Cyber Liability coverage presentation on the Innovation Stage, the trio discussed the cyber liability coverage considerations: financial losses, media ramifications, and regulatory compliance and the first-party considerations including security, privacy, and crime. The discussion covered pre- and post-breach services provided, including preventative educational materials, claims handing, and the use of a breach coach. Watch the presentation here: Cyber Liability Coverage   Learn more about the ESOP Executive Liability Insurance Affinity Program …

Does Your Business Need a Spotted Lanternfly Permit?

Matt Olphin Agribusiness, News, Risk Management

To prevent the spread of spotted lanternfly, the Pennsylvania Department of Agriculture (PDA) issued a quarantine for counties where the presence of this pest has been confirmed. Businesses and organizations conducting business in the quarantine zone must have permits from PDA to move vehicles, equipment and goods within and out of the zone. Click for more information >>>

Reduce the Potential for Water Damage and Severe Weather Claims

Denise Gillin Business Insurance, Home and Auto Insurance, Risk Management

The insurance industry pays many more claims for water damage than they do for fire damage! And, the number of losses spike during the cold winter months. Do you know how to reduce the potential for water damage from: Wind-blown rain, sleet and snow from severe storms Ice damming Flooding and damage from surface water Accidental activation or damage to piping containing water Roof collapse   For more information and to access the Water Damage Prevention Inspection Checklist >>>  

Preparing for New Cyber Threats

Denise Gillin Business Insurance, News, Risk Management

According to an article by Jody Westby, CEO of Global Cyber Risk, published on Leader’s Edge website, as companies look to the year ahead, they should make sure they are prepared for the types of cyber attacks they might encounter in 2019. The cyber threat environment is more sophisticated than ever, and nation-states have increasingly played a role, often in coordination with other actors. Even the best chief information security officers are evaluating their programs against current threats and beefing up.   Tell me more >>>

September is National Preparedness Month

Matt Olphin News, Risk Management

United States Department of Labor – Occupational Safety and Health Administration Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in ensuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. Access OSHA emergency preparedness and response pages >>>

OSHA Penalty Adjustments – Updated NOW for 2018

Matt Olphin News, Risk Management

In November 2015, Congress enacted legislation requiring federal agencies to adjust their civil penalties to account for inflation. The new penalties took effect after August 1, 2016 and increased at the beginning of 2017 and now again at the beginning of 2018. Feel free to share this information with clients and prospects as appropriate using the OSHA New Penalty Schedule for 2018 compiled by our Risk Control Solutions.

Submitting Workplace Injury And Illness Data Electronically To OSHA In 2018 And Beyond

Matt Olphin Risk Management

Establishments with 250 or more employees in industries covered by the recordkeeping regulation, as well as establishments with 20-249 employees that are classified in certain industries with historically high rates of occupational injuries and illnesses may now begin electronically submitting the 2017 data. The deadline for covered establishments to electronically submit 2017 workplace injury and illness information to OSHA is July 1, 2018. Beginning in 2019 and every year thereafter, the information must be submitted to OSHA by March 2nd. The requirement to provide injury and illness information to OSHA should not be confused with the Bureau of Labor Statistics’ (BLS) Annual Survey, a survey some companies receive requesting work-related injury and illness information. From OSHA’s FAQ page asking if establishments …