Mid-Atlantic Safety Group
When is the Last Time Your Insurance Company Paid You for Not Having a Claim?
The Mid-Atlantic Construction Safety Group is a group dividend insurance program for contractors. It is managed by Murray and underwritten by Penn National Insurance.
About the Program
Thin profit margins and high potential for employee injury means there’s no room for error in the construction business. That’s why we created the group dividend program in 1989 – to give construction clients who share similar risks and a proactive safety culture the opportunity to earn money back towards their bottom line.
Since inception in 1989, The Mid-Atlantic Construction Safety Group has paid out $10,338,946 in dividends to its membership, which is currently 132 contractors. That’s a true success story.
Mid-Atlantic Construction Safety Group Statistics
- Dividends paid in 24 out of 29 years
- 38% Maximum dividend
- 132 Contractor members
- $10,338,946 – Total dividends paid since program inception
Exclusive Member Benefits
Group Dividend* – The maximum dividend potential is 38%.
Risk Control Services – insurance company risk control services supplemented by the risk control team at Murray.
Contract Review – review of insurance portion of owner and general contractor contracts to be sure insurance specifications are and can be met, identify onerous terms and conditions and more.
Claims Assistance – in addition to insurance company claims assistant, the Murray claims team is available to facilitate the process and mitigate complex or difficult claims.
Coverage Enhancements – special coverage enhancements for property, general liability, inland marine and business auto to broaden your protection.
Education – seminars, events and e-communications to help you remain current with industry updates.
Safety Equipment Incentive – $2,500 reimbursement available every two years toward purchase of safety equipment.
Unmatched Construction Expertise – The Murray construction solutions division has over 30 professionals dedicated to serving the needs of the construction industry, including insurance, bonds, risk control and claims.
Additional Solutions – members can also access Murray resources for workers’ compensation, health benefits and surety consulting to improve the overall protection for your company and its employees.
Eligible Lines of Coverage
- Business owners
- Artisan contractors
- Inland marine
- Commercial fire
- General liability
- Commercial automobile
- Workers’ compensation
*All dividend promulgations will be deferred until 12 months after the Safety Group Dividend Contract expiration. The group dividend will be calculated using the claim values as of that date. Dividends, by law, cannot be guaranteed and will be paid only upon declaration of the Board of Directors.
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