Why Passive Investments are Popular

Russ HarlanWealth Management

“We’ve long felt that the only value of stock forecasters is to make fortune tellers look good.” This classic quote from Warren Buffett encapsulates the guiding principle of passive investors, who prosper not by trying to do better than the stock market, but by mimicking it at a low cost. These investors are often proponents of index funds and ETFs (exchange-traded funds), which are “portfolios that match or track the components of a market index, such as the Standard & Poor’s 500 Index (S&P 500).”1 Active investors are those who try to beat the performance of the overall stock market by selecting stocks (or other investments, such as bonds, real estate or precious metals) whose value will grow faster than …

The New Year and How It May Affect Your Benefits

Mary LyonsHealth Benefits, Human Resources

The beginning of 2017 signals a new plan year for some insurance plans. For individuals with these plans, this means that any changes made to health plans and new deductibles will take effect Jan. 1, 2017. It will be important to keep these changes in mind when you or your family seek out health care. You should also be on the lookout for things like changing prescription drug coverage limits and changing copay amounts. In addition to reviewing your policy, be sure to follow these quick tips to be a wise health care consumer next year. Consider using generic prescription drugs instead of brand-name drugs, when possible. Shop around for the lowest rates before visiting a doctor, when possible. Visit …

The national discussion around the treatment of farm animals is more active than ever. But when it comes to dairy cows, do you know the whole story?

4 facts about dairy cows

Betsy LinnAgribusiness, Insurance

The national discussion around the treatment of farm animals is more active than ever. But when it comes to dairy cows, do you know the whole story?