What Happens if the ACA Employer Mandate is Repealed?

Mary Lyons Health Benefits

The Affordable Care Act (ACA) requires applicable large employers (ALEs) to offer affordable, minimum value health coverage to their full-time employees in order to avoid possible penalties. Because this employer mandate has been criticized as burdensome for employers and an impediment to business growth, its repeal has been a central part of Republican plans to repeal and replace the ACA. If the employer mandate is repealed, many ALEs will likely want to modify their plan designs to go back to pre-ACA eligibility rules (for example, requiring employees to have a 40-hour-per-week work schedule to be eligible for benefits). Employers may also consider increasing the amount that employees are required to contribute for group health plan coverage. Current Status of the …

Healthcare Reform and House Amended AHCA – Right Back Where We Started

Matt Pfeiffenberger Health Benefits, Large Group Benefits (100+), News, Small Group Benefits (2-50)

You have no doubt seen many articles, news releases or media reports on the House passage on May 4th on the amended American Health Care Act or AHCA (H.R. 1628). The vote, 217 to 213, was on strict party lines with 20 Republicans joining 193 Democrats in voting against the measure. In Pennsylvania, 13 Republicans voted for the Act, including Congressmen Barletta, Marino, Smucker and Perry while Congressmen Dent, Costello, Fitzpatrick and Meehan were no votes. The split among Pennsylvania’s Republicans is indicative of the inner turmoil within the Republican Party when it comes to any attempt to repeal Obamacare. We would like to provide you with an in-depth summary of the newly amended AHCA but what’s the point? We …