Senate Votes to Move on to ACA Repeal and Replace Debate

Matt PfeiffenbergerHealth Benefits, Large Group Benefits (100+), News

This summary is provided by the Health Benefits Solutions team at Murray.
Source: Joel Kopperud, Vice-President, Government Affairs
Council of Insurance Agents and Brokers (CIAB)

On Tuesday afternoon, July 25, the Senate voted 51-50 to open debate on ACA repeal-and-replace legislation!

Vice President Pence cast the tie-breaking vote with Senators Susan Collins (R-ME) and Lisa Murkowski (R-AK) opposing the measure.

This is a procedural vote that allows the Senate to now vote on a series of amendments which will ultimately determine what the replacement legislation will look like.

There will most likely be a vote on 3 amendments:

  • Senator Rand Paul’s (R-KY) amendment to fully repeal the ACA
  • Senator Ted Cruz’s (R-TX) amendment to allow for “skinny” insurance plans
  • Senators Dean Heller’s (R-NV) and Martin Heinrich’s (D-NM) amendment to fully repeal the Cadillac tax

The Senate will now move to what Joel Kopperud at CIAB refers to as a “vote-a-rama,” in which any and all amendments from both sides of the aisle will be considered as they draft ACA replacement language. This process can be timely as the only clear end to the “vote-a-rama” is when Senators exhaust their amendments.

Expect a lot of very controversial and politically motivated amendments to be offered by Democrats in this process, impacting the fate of those with pre-existing conditions, life-time limits, and coverage requirements for maternity care, and many more.

There’s still a lot of confusion as we wait to see what the ultimate substance of the replacement bill will look like. It is unclear if the replacement bill will include the repeal of the ACA’s Medicaid expansion provisions, but an all out pull back on Medicaid expansion would most likely sink the replacement bill’s final passage.

As Mr. Kopperud states, the latest reports suggest that the final legislation could simply be a clean repeal of the individual and employer mandates and a repeal of most of the ACA’s current taxes. But anything can happen at this point, and it is anybody’s guess as to how this all plays out.

The Health Benefits Solutions team at Murray will provide you with timely updates as we will be keeping a close eye on the coming ACA repeal debate in the Senate and its potential impact on employer plans, the insurance markets and healthcare in general.


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