The Medicare open enrollment period is October 15 to December 7.
If you are nearing retirement age, or are over 65 and still working, you may have questions about Medicare. We want to eliminate the confusion surrounding your options and create a clear path to feeling secure in your coverage choice.
We are honored to have helped friends, family members, and some of the most highly regarded retirement communities in PA feel confident in their Medicare coverage.
What is Medicare?
Medicare is health insurance for people who are age 65 or older, under 65 with certain disabilities, or any age with end-stage renal disease (permanent kidney failure).
Part A - Hospital Insurance
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Part B - Medical Insurance
Part B covers certain doctors' services, outpatient care, medical supplies, preventive services, and other medically necessary services that Part A doesn’t cover.
Part C - Advantage Plans
An “all in one” alternative to original Medicare, these bundled plans include Part A, Part B, and usually Part D. (Also known as Medicare Advantage Plans.)
Part D - Prescription Drugs
Part D covers prescription drugs and is available to everyone with Medicare.
On its own, Medicare does not cover all of your health care costs. In order to fill the gap, many people purchase a Medicare supplement plan, which are policies sold by private insurance companies and cover expenses that Medicare does not pay, such as copays, deductibles, coinsurance, and other services.
Making A Choice
Medicare for Individuals
Everyone is different, so the right choice for one person might not be the right choice for the next. But with proper planning, our experienced and friendly team can help you pick the right plan for you. We start with an in-depth consult with you or your family members to talk through important details like which prescriptions need to be covered, which physicians do you need treated by, and how your health or wellness may affect any related costs.
Medicare for Businesses
Our experienced team will guide you and your associates in understanding whether your Medicare-eligible employees should stay on your employer-sponsored health insurance plan, available alternatives option, and each option's financial impact.
Senior Benefits Solutions
- ABCs of Medicare
- Plan options
- Enrollment periods
- Group plans / Medicare comparison
- Plan enrollment assistance
Education and Presentations for:
- Seniors appraoching Medicare
- Families / caregivers of seniors
- Human resource consultants
- Retirement community residents and staff
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