Preparing for New Cyber Threats

Denise Gillin Business Insurance, News, Risk Management

According to an article by Jody Westby, CEO of Global Cyber Risk, published on Leader’s Edge website, as companies look to the year ahead, they should make sure they are prepared for the types of cyber attacks they might encounter in 2019. The cyber threat environment is more sophisticated than ever, and nation-states have increasingly played a role, often in coordination with other actors. Even the best chief information security officers are evaluating their programs against current threats and beefing up.   Tell me more >>>

ACA Form 1095 Deadline Extended

Tom Henschke Health Benefits Administration, Human Resources, News

According to BASIC HR Compliance & Technology, the IRS has extended the due date for certain 2018 information-reporting requirements for insurers, self-insuring employers, and certain other providers of minimum essential coverage under section 6055 of the Internal Revenue Code and for applicable large employers under section 6056 of the Code. Read more here.  

Mad Cow Disease: BSE Case Found on Farm in Scotland

Courtney Meyer Agribusiness, News

A case of BSE, commonly known as mad cow disease, has been detected on a farm in Aberdeenshire, Scotland, officials have revealed. A statement issued by Scottish authorities said “precautionary movement restrictions” had been put in place at the farm. Experts stressed it was a case of classical BSE, so posed no harm to human health. Investigations are underway to determine the origin of the disease, which has not been seen in Scotland in 10 years.   Read more here >>>

Celebrating 25 Years as an ESOP: What employee ownership means for our clients

Jeff Gelburd ESOP, News

You may have heard that Murray Securus is an employee-owned or ESOP (Employee Stock Ownership Plan) agency. What, exactly, does that mean if you are a Murray Securus client or prospective client? Empowered Employees Employee ownership empowers employees. By giving employees the autonomy and flexibility to make judgement calls based on the customer’s needs, we streamline processes and increase customer satisfaction. Our employee-owners know their actions affect their customers, and ultimately, the success of our agency, and they take ownership of their decisions. In short, your success is their success. Preservation of Company Culture Many of our competitors have been involved in mergers and acquisitions that have distracted their employees, disrupted their culture and had a negative impact on the …

September is National Preparedness Month

Matt Olphin News, Risk Management

United States Department of Labor – Occupational Safety and Health Administration Emergencies can create a variety of hazards for workers in the impacted area. Preparing before an emergency incident plays a vital role in ensuring that employers and workers have the necessary equipment, know where to go, and know how to keep themselves safe when an emergency occurs. Access OSHA emergency preparedness and response pages >>>

Silo Filling Safety

Courtney Meyer Agribusiness, News

Prepared by Dennis J. Murphy, Distinguished Professor, Pennsylvania State University   Few farming operations provide as many different opportunities for accidents to happen as filling the silo. High powered equipment, working in close quarters, and the potential of silo gas formation combine to produce numerous injury incidents throughout the late summer and fall. Read safety information here >>>

Department of Agriculture Urges Farmers to Protect Against Flood Damage

Courtney Meyer Agribusiness, News

From the July 2018 Farm Link newsletter… Agriculture Secretary Russell Redding today urged farmers and pet owners, particularly in central Pennsylvania, to prepare for the potential of flooding due to recent heavy rains. “It is critical that Pennsylvanians protect their animals, property, and assets against flooding, and many steps can be taken now to prevent future damage,” Redding said. Redding offered the following tips to help agricultural producers minimize damage caused by floodwaters: Ensure manure storage area has sufficient capacity, as rains can add to depth. Relocate livestock and animals from low-lying, flood-prone areas. Move machinery, feed, grain, pesticides, herbicides, forage bales and nursery stock to higher elevation. Store enough livestock feed and water for 72 hours. Fill generators with …

Medical Marijuana and Workers’ Compensation in Pennsylvania

Lisa Yelovich Human Resources, Insurance, News

The Pennsylvania Medical Marijuana Act was signed by Governor Wolf on April 17, 2016, leaving employers with more questions than answers about employee use of medical marijuana. Key points of the Act note that those who are prescribed medical marijuana must have one of 17 designated “serious medical conditions” as diagnosed by a Department of Health (DOH) registered physician. First, the patient must obtain a certificate from a DOH-registered physician. They then receive an ID card from the DOH, and their name is placed in the state database. The patient is then able to get medical marijuana from a designated dispensary in their area. There are several forms of medical marijuana for patient use. These includes pill, oil, tincture or …

IRS Reduces HSA Limit for Family Coverage for 2018

Matt Pfeiffenberger Large Group Benefits (100+), News

The IRS issued a new revenue procedure regarding health savings account (HSA) limits. The new tax laws had a provision in it which was not formally enacted until just recently. The new revenue procedure now puts the change into effect. Basically the ruling reduces the HSA family maximum contribution for 2018 from $6,900 to $6,850 retroactive to January 1, 2018. Employers with HSAs will need to check to see if employees elected the $6,900 maximum for 2018, and in effect cut that back to $6,850. The new $6,850 max is a combination of any employee and employer contributions into the employee’s HSA for 2018. You can read more about the change below. Questons can be directed to Matt Pfeiffenberger, Vice President, …

Accidental Deaths In Pennsylvania Rise 15% in One Year, Driven By Opioid Overdose

Denise Gillin News

The National Safety Council’s Stop Everyday Killers campaign is a powerful tribute to the lives lost to opioids. Pittsburgh – According to National Safety Council analysis of federal data, 1,086 more Pennsylvanians died accidentally in 2016, an increase of 15% over 2015, and 78% of those deaths were caused by opioid overdose. In response to the epidemic – recently declared a statewide disaster emergency by Gov. Tom Wolf – the Council made Pittsburgh its first stop on a nationwide tour of the NSC exhibit, Prescribed to Death: A Memorial to the Victims of the Opioid Crisis. Read more >>> Everyone has a story of how addiction has touched their life. That is why Murray Securus Associates chose to partner with …