Reduce the Potential for Water Damage and Severe Weather Claims

Denise Gillin Business Insurance, Home and Auto Insurance, Risk Management

The insurance industry pays many more claims for water damage than they do for fire damage! And, the number of losses spike during the cold winter months. Do you know how to reduce the potential for water damage from: Wind-blown rain, sleet and snow from severe storms Ice damming Flooding and damage from surface water Accidental activation or damage to piping containing water Roof collapse   For more information and to access the Water Damage Prevention Inspection Checklist >>>  

Winter Driving Tips

Lisa Spencer Home and Auto Insurance, Insurance, News, Personal Lines

Severe weather can be both frightening and dangerous for automobile travel. Motorists should know the safety rules for dealing with winter road emergencies. AAA reminds motorists to be cautious while driving in adverse weather. Avoid driving while you’re fatigued. Getting the proper amount of rest before taking on winter weather tasks reduces driving risks. Never warm up a vehicle in an enclosed area, such as a garage. Make certain your tires are properly inflated. Never mix radial tires with other tire types. Keep your gas tank at least half full to avoid gas line freeze-up. If possible, avoid using your parking brake in cold, rainy and snowy weather. Do not use cruise control when driving on any slippery surface (wet, …

Preventing Ice Dams

Lisa Spencer Home and Auto Insurance, Personal Lines

By Joe Hurst-Wajszczuk of “This Old House” magazine Take care of trouble spots and you will enjoy a winter free of icicles – and the damage they can do to your roof. Dam Busters Stopping ice dams is simple, in principle: Just keep the entire roof the same temperature as the eaves. You do that by increasing ventilation, adding insulation, and sealing off every possible air leak that might warm the underside of the roof, as shown in the illustration below. By taking care of these trouble spots, listed here in order of priority, you should enjoy a winter free of dams and use less energy to boot. Read the tips here >>>