Medicare

Medicare insurance for seniors
The 2017 Medicare open enrollment period is October 15 to December 7, 2016. We’re here to help you understand your options and to get enrolled in a plan that’s right for your specific needs.

What is Medicare?

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

Medicare’s Parts

Part A - Hospital Insurance

Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.

Part B - Medical Insurance

Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Part C - Advantage Plans

A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations, Preferred Provider Organizations, Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you’re enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan and aren’t paid for under Original Medicare. Most Medicare Advantage Plans offer prescription drug coverage.

Part D - Prescription Drugs

Part D adds prescription drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private-Fee-for-Service Plans, and Medicare Medical Savings Account Plans. These plans are offered by insurance companies and other private companies approved by Medicare. Medicare Advantage Plans may also offer prescription drug coverage that follows the same rules as Medicare Prescription Drug Plans.

We’re Here to Help

Medicare can be complicated and confusing. If you would like to speak with someone about your Medicare options, contact one of our friendly senior plan advisors.

Tony Montgomery

NP#1203996
Senior Plan Advisor, Health Benefits Solutions
717.735.7181
Email Tony

Tom Kennedy

NP#3532412
Senior Plan Advisor, Health Benefits Solutions
717.205.0196
Email Tom

Have a Question? Complete the Form Below and We’ll Be in Touch.

By providing your contact information, you are authorizing a Murray Securus representative to contact you by phone or email. We take privacy seriously and do not share your contact with any parties except those necessary to obtain a quotation for products or services for which you are inquiring.

Share this Post