Insurance

Insurance

Matching your insurance needs with the insurance company that can best meet them is a complicated matter. We bring your organization’s needs to our insurance professionals who utilize their knowledge of the marketplace and available, affordable coverages to benefit your business. And as your needs evolve, we are there for the long run – consulting and advising you on the best ways to continue your protection in the face of change.

Individuals

Whether it’s your home, car or apartment, we’ve got you covered. We take a ‘holistic’ approach to your personal insurance needs. We can help you consolidate and simplify your personal insurance, helping to close the gaps and maximize cost savings with multi-policy discounts and value-added protection to meet any budget.

We pride ourselves on personalized client service and claims advocacy when you need us.

Coverages
  • Homeowners / condo / renters
  • Automobile Recreational vehicles
  • Motor homes
  • Boats
  • Collector / antique vehicles
  • Flood
  • Umbrella liability
  • Individual life and health
  • Long-term care
  • Medicare supplements
  • Wedding and events
  • Pet

Small Business

Property/Casualty

Matching your insurance needs with the insurance company that can best meet them is a complicated matter. We bring your organization’s needs to our insurance professionals who utilize their knowledge of the marketplace and available, affordable coverages to benefit your business. And as your needs evolve, we are there for the long run – consulting and advising you on he best ways to continue your protection in the face of change.

Protection For
  • Workers’ compensation
  • Liability
  • Professional liability
  • Employment practices
  • Property
  • Commercial auto
  • Directors & officers liability
  • Special events
Employee Benefits

Let’s get right to the bottom line – today’s employee benefits plan is expensive, complex, and time-consuming – with no easy solutions! We aim to reduce the cost of your current program while limiting potential legal and financial liabilities.

Every company must deal with ever-increasing benefits costs, but with the help of our highly skilled benefits team, we will establish a benefits program tailored to your business.

Protection For
  • Group Disability
  • Group Life Health
  • Reimbursement Accounts
  • Flexible Spending Accounts
  • Group Health
  • Dental
  • Vision Health Savings Accounts

Enterprise / Large Business

We work with large enterprises to help determine the right coverage needs, provide multiple, top-notch insurance company options, negotiate the best pricing possible, and use our claims and risk control teams to help protect your people, property and financial strength.

Our commercial insurance teams work with enterprises of all types, but also serve a range of specialty or niche industries, including:

  • Construction
  • Healthcare
  • Agriculture
  • Human services
  • Financial
  • Hospitality
  • Institutional
  • Municipal
  • Manufacturing
  • Wholesale
  • Professional

We immerse ourselves in the complexities of your industry and consult with you to design a risk management program tailored to the challenges you face – both now and into the future.


Alternative Solutions

There are times when traditional insurance is not the right solution for your business. This is where alternative solutions should be considered.

Drawing on our exceptional insurance industry relationships, we have the resources and internal expertise to create alternative solutions such as captives or risk retention groups to address the specific needs of your business or industry. We have demonstrated our expertise by building a captive program to address the complex needs of not-for-profit retirement communities, professional liability for physicians, workers’ compensation for schools and universities and more.

Learn more about alternative insurance options.

Alternative Programs
Programs Under Management

Murray Securus has developed and manages a number of captives, risk retention groups and other group programs.

View Programs

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