Murray Risk Management and Insurance

Construction Insurance Solutions

Our highly experienced team of account executives and service professionals provide a wide array of contractors coverage forms and extensions including:

Property and Casualty Insurance

Workers’ Compensation

General Liability

Umbrella Liability

Pollution and Professional Liability

Builders Risk

Owners Protective Liability

Railroad Protective Liability

We consult with our clients on insurance related technical specifications and indemnification requirements for bid and negotiated projects. We represent nearly all of the major construction related insurance carriers, and we hold “elite” status with all of our primary construction carriers. This enables us to negotiate broad coverage forms and specialty services on behalf of our construction clients. Our in-house Claims and Risk Services Departments help coordinate, tailor, and administer specialized risk services between our carriers and our construction clients.

Specialty Services

Our team can provide you with a broad array of construction specialty services,
including:

Creation of a comprehensive broker service plan

Assistance with owners, architects, and engineers regarding project insurance
specification and indemnification requirements

Assistance and advice to contractors participating in Owner Controlled Insurance Programs (O.C.I.P.)

Creation of client insurance specifications for bidding purposes

Specialized counseling to help maximize contractor’s bonding programs

Assistance with captive and alternative market evaluation.

Assist contractors in prequalification of subcontractors, general contractors, construction managers and owners/obligees

Assist contractor clients with credit related business issues, including business continuity, banking issues, payment risk evaluation, and contract terms

Our O.S.H.A. certified risk control team can assist you in developing
specialized risk control and safety programs and filing for safety credits

OSHA and MSHA training, OSHA regulated compliance, special hazards analysis, sprinkler system evacuation and ergonomic assessments are all examples of tailored client solutions

Our construction claims professionals can provide specialized claims consulting
services, including “return to work” programs and physicians panel development.

We offer clients access to insurance information 24 hours a day, 7 days a week with the ability to issue certificates or perform other account updates anywhere, anytime

Surety Bonding

Our surety executives establish bonding lines of credit for companies of various sizes and types located in the Mid-Atlantic and Northeastern States Regions. We have bonding professionals exclusively dedicated to provide bonding expertise on projects located throughout the world.

Our surety executives have developed strategic relationships with the leading bonding companies in the country and have worked closely with contractors to find solutions to a wide range of bonding situations. These strategic relationships with top surety companies enable Murray to:

Provide bid, performance, labor and material, site improvement, supply and subcontractor bonds.

Review bond specifications, credit credentials and contract documents to offer maximum capacity and preferred rates.

Establish and employ surety lines of credit to expedite bond approvals.

Work closely with our contractor’s C.P.A., banker, attorney and construction professionals to assist our clients with bonding and related business issues.