Murray Risk Management and Insurance

Building Relationships is Key to a Solid Risk Management Program

Commercial Insurance Solutions

Whether a small business or large corporation, you can trust us to help you protect your assets. We take that responsibility seriously. We team the most qualified people to evaluate your unique risk management and insurance needs, then design and deliver the coverage and service program that is right for you.

Our preferred status with leading insurance companies and strong relationships with large numbers of specialty, regional and national companies enables us to pair you with the insurance company that will bring the most value to your program. All of our efforts are coordinated so that we may learn the intricacies of your business, provide custom insurance solutions, negotiate the best in coverage and price and help you implement the effective risk control and loss prevention techniques needed for your ongoing security.

We focus on finding solutions to your insurance needs in the areas of:

Workers’ Compensation

Automobile

Property

General Liability

Umbrella Liability

Miscellaneous Professional Liability

Directors’ & Officers’ Liability

Employment Practices Liability

A Team Approach

Murray has developed specialized commercial insurance teams to work with large commercial enterprises of all types including financial, retail, institutional, municipal, processing, manufacturing, wholesale, transportation and professional. We understand the large commercial client’s need for expert advice in designing an effective risk management program.

Simplicity

Matching your insurance needs with the insurance company who can best meet them is a complicated matter. Murray account executives bring your organization to our marketing professionals, who utilize their knowledge of the insurance marketplace and available coverages to benefit your business. They will carefully match your organization with insurance companies that can provide the best value for your long-term protection.

Claims Management

We understand how claims can adversely impact your business, both directly and indirectly. Our Claims Consultants work with you to develop internal claims management practices and assist you in managing your losses to ensure prompt and fair resolutions. Our Claims Consultants understand the claims process intimately and provide the expertise needed to support you throughout the process, using these claims experiences to build improved risk management practices for your business.

Risk Control Consultation

The bottom line to controlling the cost of risk are in the prevention and the reduction of losses. Murray provides risk control services to you as part of your insurance program.
Murray’s risk control team can help you control, and sometimes eliminate, many of the causes of accidents--thereby helping to reduce the number of injuries and losses. By helping to identify the hazards at the workplace, Murray can help implement a plan to improve safety, in turn, helping to lower your insurance costs.

Captives and Alternative Insurance Options

When traditional risk management and insurance options are not viable, we will help you explore alternatives to more conventional programs. Whether evaluating risk transfer options or creating new captives or risk retention groups, we have demonstrated leadership in helping you achieve greater financial stability and control over your risk management and insurance programs.

Protecting Your Employees

A comprehensive risk management and insurance program should help safeguard your employees. Our benefits team provides customized benefits consulting and communication services. Key capabilities include strategic benefits planning and design services, insurance company and vendor management, advocacy services and the Murray Benefits Academy.