Alternative Risk Solutions from Our Program Services Division

When the "right choice" for you is not traditional insurance, it's time to explore the alternatives.

Alternative Program Management and Administration

Captives - Rent-a-Captives - Risk Retention Groups - Self-Insurance
Only a few of the alternative risk transfer techniques available to provide protection for your business outside of the conventional insurance model. These alternatives can result in greater control in your own destiny and greater return on your investment if, and only if, they are entered into for the right reasons, managed prudently and by professionals committed to your long-term success.

Consider...

What Do You Want to Accomplish?

Entering an existing captive or starting your own should be a careful decision made for the long-term and with clear goals for your company in mind. The professionals at Murray help you first clarify your financial and risk management objectives, then sort through the detail to reach an understanding of the fundamental concepts that differentiate your options.

Your Choice of Partners is Crucial

Entering into an alternative risk program commonly involves sharing risks with others, blending services and expenses and building the best program for the members as individuals and as a group. The adage "look before you leap" has never been more applicable than in your selection of risk sharing partners and your service and management team.

To successfully share risk, your business partners must also share your goals for the program, your commitment to success, your financial stability and your business ethic. The same can be said for the team(s) you select to build and support your program. At Murray, we throw out the "cookie cutter" model and engineer solutions to get you where you want to go. We can design the model, provide claims and risk control services, manage finances and infrastructure or do all of the above. The choices are endless - and they are all yours.

The Power of "One"

Greater control in your own destiny and greater return on your investments are two important by-products of a successful program. But, we believe the best programs include another element - they support the group without losing sight of YOU. The Murray team recognizes both with professionalism, expertise and personal commitment. Sharing risk shouldn't mean losing your voice - it should give it strength!

The Murray Difference

In short, the difference is expertise, experience, dedication, and commitment to the complex alternative risk arena and your best interests. Our staff is uniquely qualified to support you on all fronts as you move from the traditional to the alternative world and make it your own.

View our Programs Management Staff

Related Information:

• Program Services Management Team
• Risk Control
• Claims Management
• Important Links
• Alternative Risk Home
• Site Home

Downloads:

• Program Services Brochure

Comprehensive Risk Management Assessment

Your risk management and insurance needs are unique to your business and your industry. Our formal three step process involving pre-assessment, interview, and analysis results in a broad spectrum evaluation of current practices and loss trends and allows benchmarking against industry standards and similar businesses.